My wife and I hit a debt crisis about three years ago as a result of a lot of poor decisions early in our marriage. After some research, I found Credit Plugg. Honestly, I was incredibly skeptical of a credit counseling company, but we were desperate. In the three years we worked with them, they were awesome, giving us the help we needed. I can happily say as of today my credit accounts are paid off and we just purchased our first house! Could not have done it without help from Credit Plugg.